A member can cancel membership at any time upon notice to Identity Armor at identityarmor.co/support. Cancellation of initial membership will result in forfeiture of the membership fee. If a membership renewal is cancelled within forty five (45) days after the date the renewal membership fee is charged to the member’s credit card or bank account, Identity Armor will refund the membership renewal fee, less a $9.95 late cancellation fee to the credit card that was most recently used on the site or by check mailed to the most recent address you provided to us. Cancellation of membership following such 45-day period will result in forfeiture of the membership renewal fee. To avoid a late cancellation fee or forfeiture of the membership renewal fee, membership should be cancelled prior to the end of the current annual membership period. Upon cancellation, the member loses access to the areas of the site designated for members only. This could include any credit data and analyses that have been displayed during the membership. A member may cancel at any time.